Purchase credit cards

When you spend with our Purchase card, you can buy today, and spread the repayments over time. Or you might prefer our Rewards card, which could give you cashback on your everyday spending. The choice is yours.

• Rewards card – 0.25% cashback on everyday spend (exclusions apply). 28.9% APR Representative (variable). Plus, no fees on purchases abroad when you pay in the local currency
• Purchase card – avoid paying interest during your promotional period, when you stay within your credit limit and pay at least the minimum payment every month
• To see if your application for this card could be successful, you can check your eligibility, with no effect on your credit score

Barclaycard up to 21 month purchase Platinum card

• 0% interest on purchases, for up to 21 months after you open your account
• 0% interest on balance transfers for up to 20 months, which starts on the date you open your account (a 3.45% fee applies). You’ll need to make your transfers within the first 60 days to enjoy the 0% offer

Representative example

Representative 24.9% APR (variable)

Purchase rate p.a. 24.9% (variable)

Based on credit limit of £1,200

The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The balance transfer period and interest rates may differ from those shown.

Barclaycard Rewards card

• 0.25% cashback on all your spend
• No fees abroad – you’ll be able to withdraw cash from a cash machine, buy your souvenirs without any charges and benefit from Visa’s competitive exchange rate

Representative example

Representative 28.9% APR (variable)

Purchase rate p.a. 28.9% (variable)

Based on credit limit of £1,200

The approval of your application depends on financial circumstances and borrowing history, so do the terms you may be offered. The interest rates may differ from those shown.

What benefits do you get with Barclaycard?

A wide range of features, tools and handy extras awaits. Here are some of them.

Convenient banking in our apps

Pay bills, check balances, and manage your accounts, safely and securely with our apps.

Lots of help and support

You can call us from our apps at anytime – it’s easy to get in touch.

Your purchases are protected as standard

Pay with Barclaycard and, as with any credit card, your purchases over £100 could be protected if they’re faulty or damaged when you receive them.

Fraud-prevention features

Your account gets 24/7 monitoring – we’ll text or call you within 60 seconds if we see any suspicious activity.

Barclaycard Entertainment

Make some noise for exclusive Entertainment perks and surprises, including early access and 10% off tickets for selected festivals and events in our customer-only presales. All you need is your Barclaycard to enjoy them.

Choose a card or loan that suits you best

Rewards credit cards

Get rewarded for your everyday spending. We’ll give you cashback on new, eligible purchases 1 made with Barclaycard Rewards, or you can collect Avios to spend on flights, hotels and more with Barclaycard Avios credit cards.

80.1% APR Representative (variable)
Subject to application, financial circumstances and borrowing history. T&Cs apply.

Credit building credit cards

Great if you're looking for your first credit card or want to improve your credit score.

33.9% APR Representative (variable)

Subject to application, financial circumstances and borrowing history. T&Cs apply.

Balance transfer credit cards

Take control of your debt

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Important information

1. You’ll collect Avios on new purchases, but not on balance transfers, money transfers and transactions that make up your cash balance. These include cash withdrawals, wire transfers and buying currency. You won’t collect Avios for any transactions that are later returned or refunded. You also need to keep to the terms and conditions of your account and stay within your credit limit. You can find out more about collecting and spending Avios, including which purchases are eligible. Return to reference

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Barclays Bank UK PLC and Barclays Bank PLC are each authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Barclays Insurance Services Company Limited and Barclays Investment Solutions Limited are each authorised and regulated by the Financial Conduct Authority.

Registered office for all: 1 Churchill Place, London E14 5HP