What problem was the Fair Credit Reporting Act (FCA) designed to solve?
O A.
Creditors were having a problem getting paid back by consumers.
OB.
Consumers were unfairly taking more credit than they could afford.
O C.
Consumers needed to know what was on credit reports and how data was collected.
O D.. Creditors needed a government agency to regulate the institutions that lend money.

Consumers needed to know what was on credit reports and how data was collected.

Option c is correct.

The Fair Credit Reporting Act (FCRA) is a federal law designed to regulate the collection, dissemination, and use of consumer credit information. The law was enacted in 1970 and has been amended several times since then.

One of the primary purposes of the FCRA is to protect consumers from the misuse of their credit information. The law requires credit reporting agencies to provide consumers with access to their credit reports and to investigate and correct any errors or inaccuracies. It also sets guidelines for how credit information can be used by creditors, employers, and other entities.

In short, the FCRA was designed to address the problem of consumers not having enough control over their own credit information and not knowing what was being reported about them. By giving consumers more access and control, the law aimed to create a fairer and more transparent credit reporting system.

Option c is correct.

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Related Questions

Why did poor Spanish nobles such as Hernán Cortés want to become conquistadors?

Answers

Answer: Balboa In 1513, this Spanish conquistador sailed to the Americas in search of gold but instead found the Pacific Ocean.

Explanation:

Why were the Greensboro Sit-Ins so successful?
They harmed local businesses' revenue.
They appealed to the business owners' morality.
They won the support of the President.
They appealed to religious feelings.

Answers

Answer:

The Greensboro Sit-Ins were a series of nonviolent protests that took place in 1960 in Greensboro, North Carolina, where a group of African American college students sat at a segregated lunch counter at a local Woolworth's store and refused to leave until they were served. The sit-ins were successful for several reasons:

Nonviolent protest: The students were committed to nonviolent protest, and their peaceful actions made it difficult for the authorities to use force against them without risking public condemnation.

Persistence: The students continued their sit-ins day after day, despite facing harassment, threats, and physical violence. This persistence kept the issue of segregation in the forefront of public attention and created pressure for change.

Media coverage: The sit-ins attracted significant media attention, both locally and nationally, which helped to raise awareness of the issue of segregation and put pressure on local businesses and authorities to take action.

Community support: The sit-ins were widely supported by the African American community in Greensboro, as well as by sympathetic white allies. This support helped to sustain the protests and put pressure on local authorities and businesses to change their policies.

Economic impact: The sit-ins had a significant economic impact on the targeted businesses, as the protesters encouraged a boycott of the stores. This economic pressure helped to convince the stores to change their policies and desegregate their lunch counters.

Overall, the Greensboro Sit-Ins were successful because of the students' commitment to nonviolence, their persistence in the face of opposition, the media coverage they received, the support of the community, and the economic pressure they exerted.

Explanation:

They appealed to the business owners' morality were the reason why Greensboro Sit-Ins so successful. Correct option is 2.

The Greensboro Sit-Ins were a series of nonviolent protests that began on February 1, 1960, when four African American college students sat at a segregated Woolworth's lunch counter in Greensboro, North Carolina. They refused to leave until they were served, sparking a larger movement of sit-ins across the country.

The success of the Greensboro Sit-Ins can be attributed to several factors:

Nonviolent and Peaceful Approach: The protesters adhered to nonviolent tactics, inspired by the principles of civil disobedience advocated by leaders like Martin Luther King Jr. Their peaceful and disciplined behavior garnered sympathy and support from many Americans who were disturbed by the blatant injustice of racial segregation.

Moral Appeal: The sit-in participants demonstrated tremendous courage and dignity, sitting quietly at the lunch counter despite facing hostility and threats. Their actions highlighted the moral injustice of segregation and appealed to the conscience of business owners and the public.

Media Attention: The sit-ins attracted significant media coverage, both local and national. Television and newspapers showcased images and stories of peaceful demonstrators being denied service simply because of their race. This media exposure brought the issue of racial segregation to the forefront of public consciousness and put pressure on businesses and local authorities to address the situation.

Solidarity and Widespread Participation: The Greensboro Sit-Ins inspired similar protests in other cities and towns across the United States. The movement gained momentum as more people joined in, creating a sense of solidarity and a powerful collective voice demanding change.

Support from the Black Community: The sit-ins received strong support from the local African American community, civil rights organizations, and religious leaders. Their unity and determination added strength to the movement.

In conclusion, the Greensboro Sit-Ins were successful because they appealed to the morality of business owners and the public at large. By peacefully confronting the injustice of segregation and showcasing the courage and determination of the protesters, the sit-ins brought attention to the issue and played a significant role in the broader civil rights movement, leading to the eventual desegregation of public facilities in the United States.

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In the last paragraph of the excerpt, Matt Creighton makes his final statement on human decency and the evils of slavery. How does the author make use of dramatic irony in this statement, as a way of foreshadowing, or giving readers a hint, of the Civil War to come and of the many ways it will change the country? Highlight textual evidence and make annotations to support your explanation.

Answers

Creighton makes use of dramatic irony by being a slave owner and stating that he will fight for the slaves, even without knowing that a war is coming.

What is dramatic irony?It is a literary device.It's a way of letting readers know more than the characters.

Dramatic irony happens when the audience knows information that the characters don't. This happens in "Narrative of the Life of Frederick Douglass, an American Slave" when Matt Creighton says "And I'll tell you another thing, stranger, when the time comes, if we have to fight to free our slaves, we'll do it. Yes, sir, we'll do it, though there may be bloodshed in it."

Though Creighton doesn't know it, war is looming to free the slaves quite literally and not as he expects. The audience already knows this, which sets up the dramatic irony.

Learn more about dramatic irony:

what does the map suggest about the power of the Gupta empire

Answers

Note that the map suggests that the power of the Gupta empire began in the center of Indian subcontinent (Option C)

What was the Gupta Empire?

The Gupta state was an ancient Indian state that lasted between the early fourth and late sixth centuries CE. It encompassed most of the Indian subcontinent during its peak, from around 319 to 467 CE. Historians refer to this time as India's Golden Age.

The Gupta Empire was known for its richness and success, which was partly due to its control over profitable trade routes. Gupta ports and commercial sites brought merchants from East, Central, West, and South Asia together, as well as those from Europe and East Africa.

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Full Question:

What does the map indicate about the start of the Gupta Empire?

It began in a large area bordering the sea.

It began on the entire northern border of India.

It began in the center of the Indian subcontinent.

It began in a small area in the north that bordered Nepal.

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